We can insure all kinds of amusement devices such as mechanical bulls, eurobungy, inflatables, & even rides at carnivals! What kind of insurance do I need? Inflatable rental companies will need several different types of insurance to provide correct coverages.
GENERAL LIABILITY
This coverage will provide defense coverage for bodily injury or property damage for your negligence. This will
be a requirement from all parks. Limits required are usually $1,000,000 per occurrence / $2,000,000 aggregate.
COMMERCIAL AUTO
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance
policy. A commercial auto policy will cover you for both business use and personal use. Add your trailer to your commercial auto
to provide coverage.
INLAND MARINE
This coverage will provide protection for fire, theft, and vandalism for your inventory. If you cannot afford to lose
your inventory to theft or fire, this is an important coverage to purchase.
WORKERS COMPENSATION
This coverage is a requirement in most states if you have
employees. It provides coverage for bodily injury, medical
bills, loss of income, death for all employees, full time
or part time.